Category: Housing Finance

Follow the latest trends in housing finance, including home loan rates, mortgage policies, RBI updates, and government schemes. Stay informed about financial products and regulations that impact homebuyers, investors, and lenders in the real estate market.

Housing FinanceLatest Stories

ICRA: Affordable housing AUM to reach ₹2.5L crore by FY28

NEW DELHI: According to ICRA, the assets under management (AUM) for affordable housing finance companies (AHFCs) are expected to grow to ₹2.5 lakh crore by FY2028, up from ₹1.4 lakh crore in March 2025. The total retail mortgage-backed loan portfolio for non-banking financial companies (NBFCs) and housing finance companies (HFCs) is projected to increase to ₹20 lakh crore by FY2028, rising from ₹13 lakh crore currently. ICRA forecasts that mortgage loans provided by NBFCs and AHFCs will see a compound annual growth rate (CAGR) of 17–19% and 20–22%, respectively, in the next three years. This growth is anticipated to be…

Housing FinanceLatest Stories

Aptus Value Housing Finance Q1 FY26 Profit Up 27.66%

NEW DELHI: Aptus Value Housing Finance India has announced a remarkable 27.66% increase in its net consolidated profit for the quarter ending June 30, 2025. The profit after tax reached ₹219.25 crore in Q1 FY26, compared to ₹171.74 crore during the same period last year, as per a BSE filing by the company. The company’s total net consolidated income for Q1 FY26 amounted to ₹530.14 crore, representing a 31.02% rise from ₹404.62 crore achieved in the corresponding quarter of the previous fiscal year. P. Balaji, the managing director, stated, “We have seen our customer base increase by 20% year-on-year to…

Housing FinanceLatest Stories

CBI: No Irregularities Found in Indiabulls, Tells SC

NEW DELHI: The CBI informed the Supreme Court on Wednesday that it is not investigating any irregularities involving Indiabulls Housing Finance Limited (IHFL), currently known as Sammaan Capital Limited. The agency has found no wrongdoing related to the company’s disbursal of loans to corporate entities. Additional Solicitor General SV Raju presented this information to the bench of Justices Surya Kant and Joymalya Bagchi, stating that there were no findings concerning allegations that Indiabulls distributed dubious loans. Senior advocates Harish Salve and Mukul Rohatgi, representing the company’s promoters, claimed these allegations are fabricated, noting that the petitioner NGO Citizens Whistle Blower…

Housing FinanceLatest Stories

ADQ’s Sheikh Tahnoon Eyes $200M Stake in Aadhar Housing

MUMBAI: An investment entity supported by Abu Dhabi’s sovereign wealth fund, ADQ, and partly owned by Sheikh Tahnoon bin Zayed al-Nahyan, is reportedly in advanced talks to acquire a minority share in Aadhar Housing Finance, which is backed by Blackstone. Sheikh Tahnoon also serves as the national security adviser of the UAE and chairs ADQ. The proposed investment ranges from $200 million to $225 million (approximately Rs 1,750-2,000 crore) for a 10-12% equity stake in the affordable housing finance firm, which launched an IPO in 2024. A formal announcement is anticipated soon. This follows a larger commitment by Blackstone, amounting…

Housing FinanceLatest Stories

Home First Finance Q1 FY26 Net Profit Up 35.47%

NEW DELHI: Home First Finance Company India has reported a 35.47% growth in its net consolidated profit for the quarter ending June 30, 2025. Their profit after tax reached ₹118.89 crore in Q1 FY26, up from ₹87.76 crore in the same quarter last year, as stated in a BSE filing. The net consolidated total income for the company amounted to ₹455.26 crore in Q1 FY26, reflecting a 33.38% increase from ₹341.32 crore in the corresponding period of the previous year. Assets under management (AUM) rose by 28.6% year-on-year to ₹13,479 crore, while disbursements increased by 7% to ₹1,243 crore. The…

Housing FinanceLatest Stories

Sundaram Home Finance Q1 FY26 Net Profit at ₹62 Crore

CHENNAI: Sundaram Home Finance Ltd reported a slight drop in its net profits, reaching Rs 62 crore for the quarter of April to June 2025, as announced on Saturday. In the same quarter last year, the company had a net profit of Rs 66 crore. During the reviewed quarter, disbursements increased to Rs 1,488 crore, compared to Rs 1,353 crore during the corresponding quarter last year. The company also noted growth in its Assets Under Management (AUM), which rose to Rs 18,027 crore as of June 30, 2025, up from Rs 14,533 crore a year earlier. In the June quarter,…

Housing FinanceLatest Stories

Aadhar Housing Finance Q1 FY26 Net Profit Rises 18.56%

NEW DELHI: Aadhar Housing Finance has reported a net consolidated profit growth of 18.56% for the quarter ending June 30, 2025. The profit after tax stood at ₹237.28 crore in Q1 FY26, compared to ₹200.14 crore in the same quarter of the previous fiscal year, as per the company’s BSE filing. The net consolidated total income for Q1 FY26 was ₹851.34 crore, reflecting a growth of 19.38% from ₹713.15 crore in the equivalent quarter last year. Rishi Anand, the MD & CEO, stated, “We ended FY26’s first quarter strongly, with an AUM of ₹26,524 crore, representing a year-on-year growth of…

Housing FinanceLatest Stories

Bajaj Housing Finance Q1 FY26 Net Profit Jumps 20.86%

NEW DELHI: Bajaj Housing Finance has reported a net consolidated profit growth of 20.86% for Q1 of the financial year 2025-26. The company’s post-tax profit reached ₹583.30 crore, compared to ₹482.61 crore in the same quarter last year, according to a BSE filing. In Q1 FY26, the company’s net consolidated total income was ₹2,618.45 crore, an increase of 18.55% from ₹2,208.73 crore reported in the previous year’s corresponding quarter. As of June 30, 2025, the company’s net worth was ₹20,508.37 crore, with a debt-equity ratio of 4.31. Total debts to total assets stood at 0.81, gross non-performing assets (NPA) at…

Housing FinanceLatest Stories

PNB Housing Finance Q1 FY26 Net Profit Up 23% to ₹534 Crore

NEW DELHI: PNB Housing Finance announced a 23% increase in its net profit for the first quarter ending June 2025, reaching Rs 534 crore, compared to Rs 433 crore in the same period last year. The company’s total income rose to Rs 2,082 crore from Rs 1,832 crore during the corresponding quarter of the previous financial year, as stated in a regulatory filing. Interest income for the quarter increased to Rs 1,980 crore, up from Rs 1,739 crore a year ago. The net interest income also saw a 17% rise, totaling Rs 760 crore by the end of Q1 2025,…

Housing FinanceLatest Stories

EQT Acquires Niwas Housing Finance

Swedish fund EQT has successfully acquired Niwas Housing Finance Limited, previously known as Indostar Home Finance, from IndoStar Capital Finance Limited, as stated by the company. EQT plans to invest ₹500 crore (approximately $58 million) to fuel Niwas’s geographic expansion and enhance its digital capabilities. Established in 2017, Niwas offers affordable mortgage solutions to retail customers in tier 2 to tier 4 cities across India and has assisted over 47,000 low-income homeowners and small enterprises. As of March 31, 2025, Niwas boasts assets under management exceeding ₹3,000 crore, which consists of granular, retail, and secured loans. K.R. Kamath, Chairperson of…