Category: Housing Finance

Follow the latest trends in housing finance, including home loan rates, mortgage policies, RBI updates, and government schemes. Stay informed about financial products and regulations that impact homebuyers, investors, and lenders in the real estate market.

Housing FinanceLatest Stories

Aadhar Housing Finance Q1 FY27 Profit Up 19% to ₹282 Crore

NEW DELHI: Aadhar Housing Finance has reported a net consolidated profit after tax of ₹282.36 crore for Q1 FY27, marking a 19% increase from ₹237.28 crore in Q1 FY26. The company’s total net consolidated income reached ₹997.19 crore in Q1 FY27, an increase of 17% from ₹851.34 crore during the same quarter last year. As of June 30, 2026, its net worth was ₹7,846.47 crore, with a debt-equity ratio of 2.36 and total debts to total assets ratio at 70.67%. Its gross non-performing assets (NPA) were recorded at 1.32%, while the net NPA was at 0.87%. The provision coverage ratio…

Housing FinanceLatest Stories

Aptus Value Housing Finance Q1 FY27 Profit Up 19% to ₹261 Crore

NEW DELHI: Aptus Value Housing Finance India announced a net consolidated profit after tax of ₹260.94 crore for Q1 FY27, reflecting a 19% increase from ₹219.25 crore in Q1 FY26. The company reported a net consolidated total income of ₹610.65 crore for Q1 FY27, a 15% growth compared to ₹530.14 crore in the same quarter of the previous year. As of June 30, 2026, the net worth was ₹4,343.62 crore, with a debt-equity ratio of 1.26, total debts to total assets at 0.56, and a net profit margin of 45.01%. The gross non-performing assets were at 1.42%, while net non-performing…

Housing FinanceLatest Stories

LIC Housing Finance Q1 FY27 Net Profit Up 10% to ₹1,499.03 Crore

NEW DELHI: LIC Housing Finance has announced a 9.9% rise in its net consolidated profit after tax to ₹1,499.03 crore for the quarter ending June 30, 2026, compared to ₹1,364 crore during the same period last year. The company’s net consolidated total income for Q1 FY27 fell by 1.4% to ₹7,085.58 crore, down from ₹7,186.47 crore in Q1 FY26. Total disbursements grew by 14.5% year-on-year to ₹15,014 crore, up from ₹13,116 crore. Disbursements in the individual home loan segment increased by 8% to ₹12,119 crore from ₹11,247 crore, while non-housing individual loan disbursements surged by 20% to ₹1,975 crore, compared…

Housing FinanceLatest Stories

Bajaj Housing Q1 FY27 Profit Soars 23% to ₹715.28 Crore

NEW DELHI: Bajaj Housing Finance has recorded a significant 22.6% increase in its net profit after tax, amounting to ₹715.28 crore for the quarter ending June 30, 2026, compared to ₹583.30 crore during the same quarter of the previous fiscal year. The company’s total income rose 17.1% to ₹3,063.05 crore in Q1 FY27, up from ₹2,615.57 crore in Q1 FY26. Additionally, its assets under management expanded by 24% to ₹1,49,624 crore as of June 30, 2026, from ₹1,20,420 crore the previous year. Disbursements for the quarter totaled ₹19,509 crore, while loan losses and provisions decreased to ₹16 crore in Q1…

Housing FinanceLatest Stories

SC criticizes CBI, Delhi Police for Indiabulls probe silence

NEW DELHI: On Tuesday, the Supreme Court expressed strong disapproval of the Central Bureau of Investigation (CBI) and the Delhi Police’s Economic Offence Wing (EoW) for their inaction regarding allegations of dubious transactions involving Indiabulls Housing Finance Limited (IHFL). The court termed their lack of action “shocking” and indicated a possible “quid pro quo”. A bench consisting of Chief Justice Surya Kant and Justices Joymalya Bagchi and V Mohana criticized the CBI for failing to respond to previous directives regarding the registration of a regular case and not providing a status report on the ongoing investigation. “Due to CBI and…

Housing FinanceLatest Stories

RBI Slaps ₹66.7 Lakh Fine on Bank of Baroda, GIC Housing Finance

MUMBAI: The Reserve Bank of India announced on Friday that it has levied a fine of Rs 63.6 lakh on Bank of Baroda for failing to comply with certain provisions of the ‘Fair Practices Code for Lenders’ and ‘Know Your Customer (KYC)’ regulations. A separate penalty of Rs 3.1 lakh was imposed on GIC Housing Finance Ltd for similar non-compliance with KYC guidelines. The RBI stated it conducted a statutory inspection of Bank of Baroda to evaluate its supervisory practices as of March 31, 2025, leading to the issuance of a notice to the bank. Upon reviewing the bank’s response,…

Housing FinanceLatest Stories

RBI Expands Term Money Market Access for AIFIs, Housing Finance

MUMBAI: The central bank has permitted All India Financial Institutions (AIFIs) and housing finance companies to borrow funds from the term money market, while also increasing the borrowing limits for standalone primary dealers, as per draft master directions released Thursday. AIFIs—including the Export-Import Bank (Exim), National Bank for Agriculture and Rural Development (NABARD), National Housing Bank (NHB), Small Industries Development Bank of India (SIDBI), and National Bank for Financing Infrastructure and Development (NaBFID)—can now participate as both borrowers and lenders in the term money market, according to the RBI. Housing Finance Companies (HFCs), excluding basic-level Non-Banking Financial Companies (NBFCs), will…

Housing FinanceLatest Stories

NHB Investigates Aavas Financiers for Loan Classification Issues

Sure! Here’s a rewritten version of the content: — MUMBAI: The National Housing Bank (NHB) has initiated a formal investigation into Aavas Financiers, a mortgage lender backed by CVC Capital Partners, after preliminary findings revealed irregularities in loan classifications. Sources familiar with the situation informed RealtyDailyNews that several loans were improperly categorized under ineligible refinancing schemes. The sector regulator has revoked refinancing support amounting to nearly Rs 500 crore, triggering a significant leadership reshuffle within the company. RealtyDailyNews first reported on April 13 that managing director and CEO Sachinder Bhinder was being asked to resign, with Manu Singh, former head…

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Areion Seeks RBI Nod for ₹936 Crore Aviom India Acquisition

RBI MUMBAI: Areion Group has formally requested approval from the Reserve Bank of India (RBI) for its planned ₹936-crore acquisition of the troubled mortgage lender Aviom India Housing Finance. Sources indicate that the regulator’s ‘fit-and-proper’ assessment will likely include a detailed investigation beyond just commercial aspects. The RBI is expected to carefully examine the source of funds, governance history, and ownership structure of Areion Group’s proposed takeover, announced four months ago, as part of its fit-and-proper review, according to the aforementioned sources. “The regulator’s priority will be to trace the origin of the funds and verify that the acquisition is…

Housing FinanceLatest Stories

Shivalik Small Bank Nears Deal with ManiBhavnam Home Finance

KOLKATA: Shivalik Small Finance Bank, supported by Japan’s largest lender, Sumitomo Mitsui Banking Corporation (SMBC), is nearing completion of its acquisition of Delhi-based ManiBhavnam Home Finance for ₹109 crore. The Reserve Bank of India (RBI) has approved this acquisition, with Shivalik currently seeking clearance from the Registrar of Companies. The deal will involve both share swaps and a cash component, according to sources familiar with the situation. “The acquisition aims to enhance Shivalik’s footprint in the affordable housing sector, further financial inclusion efforts, broaden secured lending, and extend geographical reach in North India,” a bank spokesperson stated. Over the past…