Category: Housing Finance

Follow the latest trends in housing finance, including home loan rates, mortgage policies, RBI updates, and government schemes. Stay informed about financial products and regulations that impact homebuyers, investors, and lenders in the real estate market.

Housing FinanceLatest Stories

Shivalik Small Bank Nears Deal with ManiBhavnam Home Finance

KOLKATA: Shivalik Small Finance Bank, supported by Japan’s largest lender, Sumitomo Mitsui Banking Corporation (SMBC), is nearing completion of its acquisition of Delhi-based ManiBhavnam Home Finance for ₹109 crore. The Reserve Bank of India (RBI) has approved this acquisition, with Shivalik currently seeking clearance from the Registrar of Companies. The deal will involve both share swaps and a cash component, according to sources familiar with the situation. “The acquisition aims to enhance Shivalik’s footprint in the affordable housing sector, further financial inclusion efforts, broaden secured lending, and extend geographical reach in North India,” a bank spokesperson stated. Over the past…

Housing FinanceLatest Stories

LIC Housing Finance’s Net Profit Up 2.97% to ₹5,604.24 Crore

NEW DELHI: LIC Housing Finance has announced a net consolidated profit growth of 2.97% for the financial year 2025-26. The profit after tax reached ₹5,604.24 crore compared to ₹5,442.70 crore in FY25, according to a BSE filing. The company’s net consolidated total income for FY26 was ₹28,843.49 crore, reflecting a year-on-year increase of 2.64% from ₹28,100.60 crore in FY25. In Q4 FY26, net consolidated total income saw a decline of 1.25%, amounting to ₹7,212.01 crore, down from ₹7,303.51 crore in the same quarter of the previous year. However, profit after tax increased by 8.66% to ₹1,492.63 crore, compared to ₹1,373.63…

Housing FinanceLatest Stories

RBI Fines YES Bank and Hinduja Housing Finance

Sure! Here’s a rewritten version of the content: MUMBAI: The Reserve Bank of India (RBI) has imposed a penalty of ₹31.80 lakh on YES Bank for failing to comply with ‘Know Your Customer’ (KYC) regulations. The RBI noted that YES Bank did not establish a system to utilize the KYC Identifier assigned by the Central KYC Records Registry for creating account-based relationships with customers. Previously, the RBI conducted a statutory inspection of the bank to evaluate its financial status as of March 31, 2025. Additionally, a fine of ₹1.8 lakh was imposed on Hinduja Housing Finance Ltd for non-compliance with…

Housing FinanceLatest Stories

Aptus Value Housing Profit Up 25.52% to ₹942.94 Crore in FY26

NEW DELHI: Aptus Value Housing Finance has announced a 25.52% increase in its net consolidated profit for the financial year 2025-26, reporting a profit after tax of ₹942.94 crore compared to ₹751.24 crore in FY25, according to a filing with the BSE. The company’s net consolidated total income reached ₹2,245.48 crore in FY26, reflecting a 24.86% growth from ₹1,798.40 crore in FY25. In Q4 FY26, net consolidated total income rose by 18.80%, reaching ₹593.11 crore, up from ₹499.23 crore in the same quarter last year. Profit after tax also grew by 26.05%, totaling ₹260.95 crore in Q4 FY26, compared to…

Housing FinanceLatest Stories

Aadhar Housing’s FY26 Net Profit up 20.18% to ₹1,095.88 Crore

NEW DELHI: Aadhar Housing Finance reported a 20.18% increase in net consolidated profit for the financial year 2025-26, with profits after tax reaching ₹1,095.88 crore compared to ₹911.83 crore in FY25, as stated in a BSE filing. The net consolidated total income rose to ₹3,686.88 crore in FY26, reflecting an 18.59% increase from ₹3,108.91 crore in FY25. In Q4 FY26, net consolidated total income surged by 19.03% to ₹992.51 crore, up from ₹833.84 crore in the same quarter the previous year. Profit after tax for this quarter increased by 26.99% to ₹310.92 crore compared to ₹244.84 crore in Q4 of…

Housing FinanceLatest Stories

Aadhar Housing Finance’s Net Profit Soars 20.18% to ₹193.40 Crore

NEW DELHI: Aadhar Housing Finance has reported a consolidated net profit growth of 20.18% for the financial year 2025-26. The profit after tax reached ₹1,095.88 crore in FY26, up from ₹911.83 crore in FY25, according to a BSE filing. The company’s total consolidated income rose by 18.59% to ₹3,686.88 crore in FY26, compared to ₹3,108.91 crore in FY25. In Q4 FY26, total income grew by 19.03% to ₹992.51 crore, compared to ₹833.84 crore in the same quarter last year. Profit after tax increased by 26.99% to ₹310.92 crore in Q4 FY26, up from ₹244.84 crore in the corresponding quarter of…

Housing FinanceLatest Stories

Bajaj Housing Finance Q4 FY26 Profit Up 14% to ₹669 Crore

NEW DELHI: Bajaj Housing Finance reported a 14% increase in net profit to Rs 669 crore for the March quarter, driven by strong housing loan growth. Last year, the company recorded a net profit of Rs 587 crore in the same quarter. In its regulatory filing, Bajaj Housing Finance noted that total income rose to Rs 2,903 crore during the quarter, up from Rs 2,508 crore the previous year. The firm reported interest income of Rs 2,707 crore for the quarter, compared to Rs 2,374 crore in the same period last year. Net interest income increased by 15% to Rs…

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RBI Penalizes Bandhan Bank and Muthoot Housing Finance

MUMBAI: The Reserve Bank of India (RBI) announced on Friday that it has imposed a penalty of Rs 41.8 lakh on Bandhan Bank due to non-compliance with certain regulations, particularly those related to Know Your Customer (KYC) requirements. The RBI cited that Bandhan Bank did not perform periodic risk categorization reviews for specific account types and approved loans associated with its directors. “This action is based on deficiencies in statutory and regulatory compliance, and it does not imply any judgment on the validity of transactions or agreements between the bank and its customers,” stated the RBI. Additionally, the central bank…

Housing FinanceLatest Stories

PNB Housing Finance Reports 18.34% Net Profit Increase in FY26

NEW DELHI: PNB Housing Finance has announced an 18.34% increase in its net consolidated profit after tax (PAT) for the financial year 2025-26, reaching ₹2,291.24 crore compared to ₹1,936.14 crore in FY25, according to a BSE filing. The company’s net consolidated total income grew by 10.58%, amounting to ₹8,505.04 crore in FY26, up from ₹7,691.63 crore in FY25. In Q1 FY26, the company’s net consolidated total income was ₹2,171.91 crore, reflecting a 6.63% increase from ₹2,036.78 crore during the same period last year. Its PAT for Q4 FY26 was ₹655.80 crore, a 19.15% rise from ₹550.38 crore in Q4 FY25.…

Housing FinanceLatest Stories

Aditya Birla Housing Finance Allocates ₹2,750 Crore to Indriya

NEW DELHI: Aditya Birla Housing Finance (ABHFL) has successfully raised approximately ₹2,750 crore by issuing equity shares to Indriya, a company associated with global private equity firm Advent International. The firm allocated over 12.32 crore equity shares at ₹223.12 each on April 17, 2026, as noted in a regulatory filing. As a result of this transaction, Indriya now owns a 14.29% stake in ABHFL on a fully diluted basis. This also means that ABHFL is no longer a wholly owned subsidiary of Aditya Birla Capital (ABCL), with the parent company’s stake decreasing to 85.5%. The capital raise aligns with a…