Category: Housing Finance

Follow the latest trends in housing finance, including home loan rates, mortgage policies, RBI updates, and government schemes. Stay informed about financial products and regulations that impact homebuyers, investors, and lenders in the real estate market.

Housing FinanceLatest Stories

Home Loans Rise 14%, Buyer Growth Only 7% in Gujarat

AHMEDABAD: While Gujarat’s housing finance numbers are on the rise, homebuyer sentiment remains stagnant. According to SLBC data for the September 2025 quarter, housing loan disbursements have increased by 14% year-on-year, climbing from ₹14,266 crore to ₹16,264 crore. However, the number of borrowers has only grown by 7%, from 95,532 to 1.02 lakh. This disparity highlights a healthy flow of credit but a lack of purchasing momentum, particularly among mass-market buyers. Banking sources indicate that most lending occurs in major cities such as Ahmedabad, Vadodara, Surat, and Rajkot. “Despite substantial lending activity, there is a notable decline in demand for…

Housing FinanceLatest Stories

Home Loan Portfolio Surpasses ₹9 Lakh Crore in Nov 2025: SBI Chair

NEW DELHI: C S Setty, Chairman of SBI, announced that the bank’s mortgage loan portfolio has surpassed Rs 9 lakh crore last month. He is optimistic that growth in the RAM (Retail, Agriculture, and MSME) segment will lead to an overall credit growth of 14% for the current fiscal year. The RAM segment, which constitutes 67% of the total loan portfolio, has also achieved the milestone of over Rs 25 lakh crore in September. With the economic growth on the rise, SBI has increased its credit growth target from 12% to 14% for this financial year. “We have revised our…

Housing FinanceLatest Stories

Carlyle Group Negotiates Majority Stake in Nido Home Finance

Carlyle Group Inc. is negotiating to acquire a majority stake in an Indian home mortgage company as it aims to increase its investments in the country’s financial services sector, according to sources familiar with the situation. Carlyle is looking to make an initial investment of $300 million in Mumbai-based Nido Home Finance Ltd., which is owned by Edelweiss Financial Services Ltd. These discussions are ongoing and not yet finalized. If successful, Carlyle would join Blackstone Inc. and Sumitomo Mitsui Financial Group Inc. in capitalizing on India’s thriving housing finance sector. Earlier this year, Carlyle divested its long-time investments in PNB…

Housing FinanceLatest Stories

Bajaj Housing Finance Promoter Sells 2% Stake for ₹1,588 Cr

Representative AI image NEW DELHI: On Tuesday, Bajaj Finance Ltd, a key promoter of Bajaj Housing Finance, sold a 2% stake for ₹1,588 crore via an open market transaction. As per the bulk deal information from the National Stock Exchange (NSE), Bajaj Finance Ltd divested 16.66 crore shares, equivalent to a 1.99% stake in Bajaj Housing Finance. The shares were sold at an average price of ₹95.31 each, bringing the total transaction value to ₹1,587.86 crore. Following this transaction, Bajaj Finance’s stake in Bajaj Housing Finance has reduced from 88.70% to 86.71%. The identities of the buyers of Bajaj Housing…

Housing FinanceLatest Stories

Can Fin’s Growth Journey Expands in the North

Can Fin Homes has seen its stock rise nearly 22% in the last three months, with a 10% increase following the announcement of its second-quarter results on October 18. Over the same period, the BSE Financial Services index has gained more than 9%, with a 2% increase since October 18. The housing finance company expects to boost its Assets Under Management (AUM) growth to over 15% in FY27, compared to an anticipated 12% for the current fiscal year. This growth will be driven by an expansion in Northern regions and a recovery in its current markets in the South. In…

Housing FinanceLatest Stories

Aviom India Housing’s Creditors to Pursue Swiss Challenge

MUMBAI: The committee of creditors (CoC) for Aviom India Housing Finance has opted to use the Swiss challenge mechanism for conducting an auction, as per sources familiar with the matter. PwC has been engaged to define the parameters for the competitive bidding process, with the e-auction date expected to be confirmed soon. “With the Swiss challenge mechanism selected, the CoC is set to invite competing bids, allowing any prospective investor to match or enhance the leading offer,” noted one source who wished to remain anonymous. “This transparent and competitive method is anticipated to maximize recovery for lenders. Once PwC establishes…

Housing FinanceLatest Stories

Aviom India Housing Finance Promoter Offers Dues Settlement Amid Bids

KOLKATA | MUMBAI: The promoter of Aviom India Housing Finance has proposed a settlement plan to lenders to settle Rs 1,385 crore in debts over 26 months, including accrued interest, according to sources. Promoter Kajal Ilmi presented the proposal late Wednesday while the company is under insolvency proceedings initiated by the Reserve Bank of India (RBI). Six entities have expressed interest in takeover bids. The proposal includes an upfront payment of Rs 350 crore, with the remaining accrued interest to be paid within 24 months after the initial 26-month principal repayment. Ilmi’s plan outlines full payment to operational creditors and…

Housing FinanceLatest Stories

SRG Housing Finance Q2 FY26 Net Profit Jumps 24.85%

NEW DELHI: SRG Housing Finance has reported a 24.85% increase in its net consolidated profit for the quarter ending September 30, 2025. The company’s profit after tax reached ₹8.24 crore in Q2 FY26, up from ₹6.60 crore during the same quarter last fiscal, according to a BSE filing. The net consolidated total income for Q2 FY26 was ₹48.44 crore, reflecting a 31.49% rise from ₹36.84 crore in the same quarter last year. Vinod K. Jain, managing director, stated, “We maintained our growth trajectory in Q2 FY26, with assets under management (AUM) increasing to ₹866.64 crore, approximately 33% higher year-on-year. Our…

Housing FinanceLatest Stories

Repco Home Finance Q2 FY26 Net Profit Drops 5.12%

NEW DELHI: Repco Home Finance reported a 5.12% decrease in its consolidated net profit for the quarter ending September 30, 2025. The profit after tax for Q2 FY26 was ₹103.15 crore, down from ₹108.72 crore in the same quarter last year, according to a BSE filing. The company’s consolidated total income for Q2 FY26 was ₹441.90 crore, reflecting a 4.18% increase from ₹424.19 crore in the corresponding quarter of the previous fiscal year. The overall loan portfolio amounted to ₹15,033 crore as of September 30, 2025, an increase of 7.7% from ₹13,964 crore a year earlier. The assets under management…

Housing FinanceLatest Stories

Unity SFB Tops Aviom India Housing Race with ₹775 Crore Bid

MUMBAI: Unity Small Finance Bank has taken the lead in the competitive bidding for Aviom India Housing Finance, which is backed by impact investors, tendering an upfront payment of ₹775 crore, according to multiple sources familiar with the situation. Other competitors include Authum Investment and Infrastructure, Northern Arc, DMI Housing, Kifs Housing Finance, and Omkara Asset Reconstruction Company. Authum has proposed ₹750 crore, consisting of ₹450 crore upfront with the remainder staggered over two years. Northern Arc submitted an offer of ₹625 crore, including ₹325 crore upfront and the rest payable in two years. DMI Housing’s offer includes an upfront…