Category: Housing Finance

Follow the latest trends in housing finance, including home loan rates, mortgage policies, RBI updates, and government schemes. Stay informed about financial products and regulations that impact homebuyers, investors, and lenders in the real estate market.

Housing FinanceLatest Stories

Carlyle Group to Acquire Controlling Stake in Nido for ₹2,100 Cr

NEW DELHI: Edelweiss Financial Services Ltd and Carlyle Group announced on Tuesday that the US-based investment firm will acquire a strategic majority stake in Nido Home Finance, a fully-owned subsidiary of Edelweiss. The transaction involves investment funds associated with Carlyle Asia Partners (CAP) investing Rs 2,100 crore (approximately USD 230 million). This includes acquiring a 45% stake in Nido from Edelweiss through a secondary purchase and a primary equity capital infusion of Rs 1,500 crore (approximately USD 165 million) into the housing finance firm. Aditya Puri, Senior Advisor to Carlyle in Asia and former CEO and MD of HDFC Bank,…

Housing FinanceLatest Stories

Areion Group Secures ₹936-Crore Bid for Aviom India Housing

MUMBAI: Areion Group has successfully secured the bid for Aviom India Housing Finance, a mortgage lender embroiled in fraud issues, after secured lenders unanimously favored its resolution proposal over a higher but conditional offer from Unity Small Finance Bank, according to sources familiar with the situation. Areion’s ₹936-crore bid is projected to enable a recovery of around 65% for Aviom’s lenders. Despite Unity Small Finance Bank initially offering the highest bid of ₹977.5 crore during the competitive auction, secured lenders supported Areion Group’s unconditional proposal. The preference was influenced by Unity’s conditional offer, which raised concerns about execution, as confirmed…

Housing FinanceLatest Stories

NHB Advocates for Lower Home Loan Rates; Lenders Delay Cuts

MUMBAI: Sanjay Shukla, the managing director of the National Housing Bank (NHB), recently urged major home financiers to lower prime lending rates in a discussion with key industry players, as reported by RealtyDailyNews. However, mortgage lenders have postponed any rate cuts until their annual internal benchmarks are reassessed in April. “During our call, the NHB chairman stressed the need for the ecosystem to transmit lower rates to borrowers, asserting that the advantages of reduced borrowing costs haven’t reached existing clients,” stated the CEO of a major housing finance company (HFC). “While HFCs are securing funds at significantly lower market rates,…

Housing FinanceLatest Stories

Court lets DHFL off money laundering charges, cites IBC immunity

MUMBAI: A special court in Mumbai has discharged the now-defunct Dewan Housing Finance Corp Ltd (DHFL) from a Rs 5,050 crore money laundering case, stating that the company, under new management, is entitled to immunity under the Insolvency and Bankruptcy Code (IBC). The court made it clear, however, that while DHFL as a corporate entity is discharged, individuals implicated in the case do not receive the same immunity. On February 2, Special PMLA Court Judge RB Rote determined that DHFL is entitled to statutory immunity after successfully completing its resolution process under the IBC, which offers a structured approach for…

Housing FinanceLatest Stories

Aptus Value Housing Finance Q3 FY26 Profit Soars 24%

NEW DELHI: Aptus Value Housing Finance India has reported a 23.98% increase in net consolidated profit for the quarter ending December 31, 2025. The profit after tax (PAT) reached ₹236.18 crore, compared to ₹190.50 crore in the same quarter last year, according to a BSE filing. The company’s net consolidated total income for Q3 FY26 was ₹568.53 crore, reflecting a 22.35% rise from ₹464.68 crore recorded in the corresponding quarter last year. P. Balaji, managing director, stated, “We have expanded our network to 335 branches, adding 37 new locations over the calendar year. The Opex ratio remained stable at 2.7%…

Housing FinanceLatest Stories

CCI Approves AXDI LDII SPV’s 10% Stake in Aadhar Housing

NEW DELHI: The Competition Commission of India (CCI) has sanctioned AXDI LDII SPV 1’s acquisition of a 10.04% stake in Aadhar Housing Finance. This special-purpose vehicle is established in the Abu Dhabi Global Market. The transaction entails AXDI LDII SPV 1 obtaining the stake on a fully diluted basis from BCP Topco VII, as outlined in the regulator’s approval order. In addition, an open offer for equity shares of Aadhar Housing Finance was initiated in accordance with the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011. This offer was made by BCP Asia II Holdco VII, in collaboration with…

Housing FinanceLatest Stories

Advent to Invest ₹2,750 Crore for 14.3% Stake in Aditya Birla

MUMBAI: Advent International, a leading private equity firm, has announced its intention to invest ₹2,750 crore for a 14.3% stake in Aditya Birla Housing Finance (ABHF), as revealed by both companies on Tuesday. ABHF is a wholly-owned subsidiary of Aditya Birla Capital (ABC), which serves as the financial services arm of the diversified Aditya Birla Group. The investment will be made by Indriya, an Advent entity, through a primary share issuance, according to an official statement. The boards of ABC and ABHF have given their approval for the capital raise, with the transaction pending approval from shareholders, regulatory bodies, and…

Housing FinanceLatest Stories

Bajaj Housing Finance Q3 FY26 Net Profit Soars 21.10%

NEW DELHI: Bajaj Housing Finance has reported a net consolidated profit growth of 21.10% for the quarter ending December 31, 2025. The profit after tax amounted to ₹664.89 crore in Q3 FY26, a notable increase from ₹549.02 crore in the same quarter last year, as stated in a BSE filing. The company’s net consolidated total income was ₹2,886.04 crore for Q3 FY26, reflecting a 17.85% increase from ₹2,448.98 crore in Q3 FY25. The board of directors appointed Ajay Kumar Choudhary as an additional independent director, effective March 1, 2026, for a term of five consecutive years. As of December 31,…

Housing FinanceLatest Stories

LIC Housing Finance Q3 FY26 Net Profit Drops 2.55%

NEW DELHI: LIC Housing Finance has reported a 2.55% decline in its net consolidated profit for the quarter ending December 31, 2025. The profit after tax was ₹1,398.27 crore for Q3 FY26, down from ₹1,434.89 crore in the same quarter last year, according to a BSE filing. The company recorded a net consolidated total income of ₹7,214.28 crore for Q3 FY26, reflecting a 2.04% increase from ₹7,069.99 crore in the corresponding quarter of the previous fiscal year. Tribhuwan Adhikari, Managing Director & CEO, stated, “Our Q3 FY26 performance has been consistent, showing sequential improvement in both margins and asset quality.…

Housing FinanceLatest Stories

Aadhar Housing Finance Q3 FY26 Profit Up 17.49%

NEW DELHI: Aadhar Housing Finance has announced a net consolidated profit increase of 17.49% for the quarter ending December 31, 2025, reaching ₹281.21 crore, compared to ₹239.34 crore in the same quarter last year, as per a BSE filing. The company’s net consolidated total income for Q3 FY26 was ₹943.77 crore, reflecting an 18.32% rise from ₹797.64 crore in the equivalent quarter of the previous fiscal year. Rishi Anand, MD & CEO, noted, “As of December 31, 2025, our Assets Under Management (AUM) reached ₹28,790 crore, marking a 20% year-on-year growth. The current economic environment provides a strong boost for…