NEW DELHI: Aptus Value Housing Finance has announced a 25.52% increase in its net consolidated profit for the financial year 2025-26, reporting a profit after tax of ₹942.94 crore compared to ₹751.24 crore in FY25, according to a filing with the BSE.
The company’s net consolidated total income reached ₹2,245.48 crore in FY26, reflecting a 24.86% growth from ₹1,798.40 crore in FY25.
In Q4 FY26, net consolidated total income rose by 18.80%, reaching ₹593.11 crore, up from ₹499.23 crore in the same quarter last year. Profit after tax also grew by 26.05%, totaling ₹260.95 crore in Q4 FY26, compared to ₹207.02 crore in Q4 FY25.
P. Balaji, the managing director, stated, “In pursuit of higher-quality customers, we stopped sanctioning loans below ₹7 lakh, which led to a temporary dip in disbursements during Q1 and Q2. However, we saw a strong rebound in Q4, and this growth has continued into April. Our asset quality improved this quarter, resulting in better collection efficiency and a decrease in GNPA and 30+ DPD. The latter fell by 27 basis points sequentially to 6.21%. We finished the year with a GNPA of 1.52%, up from 1.19% in FY25, while Net NPA stood at 1.15%, compared to 0.89% in FY25. This increase is mainly due to a slight rise in NPAs within NBFCs.”
The board declared a second interim dividend of ₹2.50 per equity share (125%) for the financial year 2025-26.
The board also approved the offering, issuance, and allotment of non-convertible debentures (NCDs) not exceeding ₹3,000 crore through private placement.
As of March 31, 2026, the company’s net worth was ₹4,274.11 crore, with a debt-equity ratio of 1.21 and total debts to total assets at 0.55. The operating margin was 51.91%, net profit margin 44.30%, gross NPA 1.29%, net NPA 0.96%, and liquidity coverage ratio at 211.79%.
As of March 21, 2026, the assets under management (AUM) were ₹13,107 crore, marking a 21% year-on-year growth. Disbursements for Q4 FY26 totaled ₹1,242 crore, reflecting a 17% year-on-year increase, while total disbursements for FY26 were ₹4,009 crore, an 11% year-on-year growth.
