NEW DELHI: PNB Housing Finance announced a 23% increase in its net profit for the first quarter ending June 2025, reaching Rs 534 crore, compared to Rs 433 crore in the same period last year.
The company’s total income rose to Rs 2,082 crore from Rs 1,832 crore during the corresponding quarter of the previous financial year, as stated in a regulatory filing.
Interest income for the quarter increased to Rs 1,980 crore, up from Rs 1,739 crore a year ago.
The net interest income also saw a 17% rise, totaling Rs 760 crore by the end of Q1 2025, compared to Rs 651 crore in the same quarter of the previous year. The net interest margin improved to 3.75% from 3.65% year-over-year.
The gross Non-Performing Assets (NPAs) fell to 1.06% from 1.3% at the end of June 2024.
The company’s capital adequacy ratio was at 29.68% as of June 30, 2025, with Tier I capital at 28.96% and Tier II at 0.72%. This compares to 29.50% as of June 30, 2024, where Tier I capital was 28.43%.
