LIC Housing Finance cuts new home loan rates to 7.15%



NEW DELHI: LIC Housing Finance Ltd announced on Monday that it has lowered its interest rate on new home loans to 7.15 percent.

The new rates will take effect from December 22, 2025, with interest starting at 7.15 percent for newly sanctioned home loans.

This decision comes as homebuyers continue to cautiously evaluate their purchasing choices, and the reduction is anticipated to enhance homebuyer sentiment. LIC Housing Finance aims to make home ownership more accessible with this initiative.

This reduction follows the Reserve Bank of India’s Monetary Policy Committee’s recent 25 basis points repo rate cut.

  • Published On Dec 22, 2025 at 06:54 PM IST

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