NEW DELHI: Bajaj Housing Finance has reported a net consolidated profit growth of 21.10% for the quarter ending December 31, 2025. The profit after tax amounted to ₹664.89 crore in Q3 FY26, a notable increase from ₹549.02 crore in the same quarter last year, as stated in a BSE filing.
The company’s net consolidated total income was ₹2,886.04 crore for Q3 FY26, reflecting a 17.85% increase from ₹2,448.98 crore in Q3 FY25.
The board of directors appointed Ajay Kumar Choudhary as an additional independent director, effective March 1, 2026, for a term of five consecutive years.
As of December 31, 2025, the company’s net worth was ₹21,837.75 crore, with a debt-equity ratio of 4.49. The total debts to total assets ratio stood at 0.81. Key metrics include a net profit margin of 23.04%, gross non-performing assets (NPA) at 0.27, net NPA at 0.11, a capital to risk-weighted assets ratio of 23.15%, and a liquidity coverage ratio of 146.31%.
The assets under management (AUM) grew by 23% to ₹1,33,412 crore as of December 31, 2025, compared to ₹1,08,314 crore as of December 31, 2024. Loan losses and provisions for Q3 FY26 were ₹56 crore, up from ₹35 crore in Q3 FY25.
