NEW DELHI: Bajaj Housing Finance has announced a 17.84% increase in net profit for the quarter ending September 30, 2025. The profit after tax reached ₹642.96 crore for Q2 FY26, compared to ₹545.60 crore during the same quarter last year, according to a filing with the BSE.
The company’s net total income for Q2 FY26 was ₹2,755 crore, marking a 14.30% growth from ₹2,410.24 crore reported in the previous year’s corresponding quarter.
As of September 30, 2025, the net worth stood at ₹21,169.67 crore, with a debt-equity ratio of 4.44. Total debts to total assets was 0.8, net profit margin was 23.34%, gross non-performing assets (NPAs) were 0.26%, net NPA was 0.12%, and the capital to risk-weighted assets ratio was 26.12%. The liquidity coverage ratio was recorded at 175.73%.
Additionally, assets under management grew by 24%, reaching ₹1,26,749 crore as of September 30, 2025, up from ₹1,02,569 crore the previous year. Loan losses and provisions for Q2 FY26 were ₹50 crore, compared to ₹5 crore in Q2 FY25 (which included a ₹25 crore management overlay release). The capital adequacy ratio (including tier-II capital) as of September 30, 2025, stood at 26.12%.
