NEW DELHI: Bajaj Housing Finance has reported a net consolidated profit growth of 20.86% for Q1 of the financial year 2025-26. The company’s post-tax profit reached ₹583.30 crore, compared to ₹482.61 crore in the same quarter last year, according to a BSE filing.
In Q1 FY26, the company’s net consolidated total income was ₹2,618.45 crore, an increase of 18.55% from ₹2,208.73 crore reported in the previous year’s corresponding quarter.
As of June 30, 2025, the company’s net worth was ₹20,508.37 crore, with a debt-equity ratio of 4.31. Total debts to total assets stood at 0.81, gross non-performing assets (NPA) at 0.30%, and net NPA at 0.13%. The capital to risk-weighted assets ratio was 26.94%, while the liquidity coverage ratio hit 210.57%.
The assets under management (AUM) increased by 24% to ₹1,20,420 crore as of June 30, 2025, from ₹97,071 crore a year earlier. Loan losses and provisions for Q1 FY26 were ₹41 crore, compared to ₹10 crore in Q1 FY25, with a provisioning coverage ratio on stage 3 assets at 56%.
