NEW DELHI: Aptus Value Housing Finance India has reported a net consolidated profit growth of 24.50% for the quarter ending September 30, 2025. The profit after tax for Q2 FY26 was ₹226.54 crore, up from ₹181.96 crore in the same quarter last year, according to a filing with the BSE.
The company’s net consolidated total income reached ₹553.68 crore in Q2 FY26, reflecting a 27.44% increase from ₹434.47 crore for the corresponding quarter last year.
P. Balaji, the company’s managing director, noted, “Disbursements increased by 24% quarter-on-quarter to ₹963 crore in Q2 FY26. Although we observed a slight uptick in delinquency, resulting in a 6 basis points rise in Gross Non-Performing Assets (GNPAs) to 1.55%, the Net Non-Performing Assets (NNPA) stood at 1.17%. On a positive note, the 30+ delinquency rate improved to 6.34%. We aim to achieve ₹25,000 crore in assets under management (AUM) in the medium term, building on our current momentum and striving for sustained growth of over 25%.”
The company’s board of directors has declared an interim dividend of ₹2 per equity share for the financial year 2025-26, with a face value of ₹2 each.
As of September 30, 2025, the company’s net worth was ₹4,032.07 crore, with a debt-to-equity ratio of 1.22. The total debt to total assets ratio was 0.55, operating margin at 53.60%, net profit margin at 45.61%, gross non-performing assets at 1.39%, net NPA at 1.05%, and a liquidity coverage ratio of 181%.
The AUM for the company stood at ₹11,767 crore, marking a 22% year-on-year growth in Q2 FY26.
