NEW DELHI: Aptus Value Housing Finance India has announced a remarkable 27.66% increase in its net consolidated profit for the quarter ending June 30, 2025. The profit after tax reached ₹219.25 crore in Q1 FY26, compared to ₹171.74 crore during the same period last year, as per a BSE filing by the company.
The company’s total net consolidated income for Q1 FY26 amounted to ₹530.14 crore, representing a 31.02% rise from ₹404.62 crore achieved in the corresponding quarter of the previous fiscal year.
P. Balaji, the managing director, stated, “We have seen our customer base increase by 20% year-on-year to 1.65 lakh customers, while our branch network expanded to 301 locations. Our profit margins remain healthy with spreads holding strong at 8.7%. Operating expenses are down to 2.7%, resulting in a 31% year-on-year growth in operating PAT to ₹296 crore. Although we experienced a slight uptick in delinquency rates due to seasonal factors, with GNPAs rising by 19 bps sequentially to 1.49%, our credit costs remain within our guidance of 45–50 bps. Digital adoption continues to thrive, with over 90% of agreements completed digitally and 94% of collections conducted online. Our robust technology and analytics capabilities have enabled safe and scalable operations across different regions. With this forward momentum, we believe Aptus is positioned to achieve an AUM of ₹25,000 crore by FY28-29.”
As of June 30, 2025, the company’s net worth was ₹3,814.18 crore, with a debt-equity ratio of 1.31, total debts to total assets at 0.56, a net profit margin of 42.30%, gross NPA at 1.34%, and net NPA at 1%. The assets under management (AUM) experienced a year-on-year growth of 24% to ₹11,267 crore, while disbursements increased by 15% year-on-year to ₹775 crore.
