NEW DELHI: Aadhar Housing Finance reported a 20.18% increase in net consolidated profit for the financial year 2025-26, with profits after tax reaching ₹1,095.88 crore compared to ₹911.83 crore in FY25, as stated in a BSE filing.
The net consolidated total income rose to ₹3,686.88 crore in FY26, reflecting an 18.59% increase from ₹3,108.91 crore in FY25.
In Q4 FY26, net consolidated total income surged by 19.03% to ₹992.51 crore, up from ₹833.84 crore in the same quarter the previous year. Profit after tax for this quarter increased by 26.99% to ₹310.92 crore compared to ₹244.84 crore in Q4 of FY25.
Rishi Anand, MD & CEO of Aadhar Housing Finance, stated, “Our robust performance in FY2026 is evident in our consistent growth and stable asset quality, highlighted by crossing the ₹30,000 crore AUM milestone and achieving record quarterly disbursements in Q4 FY26. As of March 31, 2026, AUM reached ₹30,571 crore, growing 20% year-on-year, while profit after tax for FY2026 increased by 22% year-on-year to ₹1,108 crore. We are focused on expanding our reach in underserved markets, enhancing productivity, and leveraging technology to improve efficiency throughout the loan lifecycle.”
As of March 31, 2026, the company’s net worth was ₹7,534.54 crore, with a debt-equity ratio of 2.40 and total debts to total assets at 68.99%. The gross non-performing assets (NPA) stood at 1.09%, net NPA at 0.71%, provision coverage ratio at 35.68%, capital adequacy ratio (CRAR) at 42.49%, and liquidity coverage ratio at 267.02%.
AUM grew by 20% year-on-year to ₹30,571 crore by March 31, 2026, up from ₹25,531 crore the previous year. Disbursements for the quarter amounted to ₹3,087 crore, reflecting a 20% year-on-year increase, with over 336,000 loan accounts as of March 31, 2026. Return on assets (ROA) was 4.4%, and return on equity (ROE) was 15.9% for FY26.
