NEW DELHI: LIC Housing Finance has announced a 9.9% rise in its net consolidated profit after tax to ₹1,499.03 crore for the quarter ending June 30, 2026, compared to ₹1,364 crore during the same period last year.
The company’s net consolidated total income for Q1 FY27 fell by 1.4% to ₹7,085.58 crore, down from ₹7,186.47 crore in Q1 FY26.
Total disbursements grew by 14.5% year-on-year to ₹15,014 crore, up from ₹13,116 crore.
Disbursements in the individual home loan segment increased by 8% to ₹12,119 crore from ₹11,247 crore, while non-housing individual loan disbursements surged by 20% to ₹1,975 crore, compared to ₹1,647 crore.
Project loan disbursements skyrocketed by 459% to ₹872 crore, up from ₹156 crore year-on-year.
The individual home loan portfolio rose by 4% to ₹2,71,979 crore as of June 30, 2026, from ₹2,62,411 crore a year earlier.
The project loan portfolio increased by 8% to ₹9,687 crore, compared to ₹8,950 crore last year. Overall, the total outstanding loan portfolio grew by 4% to ₹3,22,098 crore from ₹3,09,587 crore.
Expected credit loss provisions decreased to ₹4,398.43 crore as of June 30, 2026, down from ₹5,051.27 crore a year earlier.
The Stage 3 exposure at default decreased to 2.14% from 2.62% as of June 30, 2025. Gross non-performing assets were at 2.14%, while net non-performing assets were at 1.12%.
The company’s provision coverage ratio stood at 48.12%, and its liquidity coverage ratio was recorded at 219.86%.
LIC Housing Finance’s net worth was ₹42,807.71 crore as of June 30, 2026, with a debt-equity ratio of 6.59 and a total debt-to-total assets ratio of 0.86.
