NEW DELHI: Aadhar Housing Finance has reported a consolidated net profit growth of 20.18% for the financial year 2025-26. The profit after tax reached ₹1,095.88 crore in FY26, up from ₹911.83 crore in FY25, according to a BSE filing.
The company’s total consolidated income rose by 18.59% to ₹3,686.88 crore in FY26, compared to ₹3,108.91 crore in FY25.
In Q4 FY26, total income grew by 19.03% to ₹992.51 crore, compared to ₹833.84 crore in the same quarter last year. Profit after tax increased by 26.99% to ₹310.92 crore in Q4 FY26, up from ₹244.84 crore in the corresponding quarter of the previous year.
Rishi Anand, the MD & CEO, stated, “Aadhar Housing Finance has demonstrated robust performance in FY26, characterized by consistent growth and stable asset quality. We surpassed the ₹30,000 crore milestone in assets under management (AUM) and achieved record quarterly disbursements in Q4 FY26. As of March 31, 2026, our AUM stood at ₹30,571 crore, reflecting a 20% year-on-year growth. Profit after tax for FY26 also rose by 22% year-on-year to ₹1,108 crore. We continue to focus on expanding into underserved markets while improving productivity and leveraging technology for enhanced efficiency throughout the loan lifecycle.”
As of March 31, 2026, the company reported a net worth of ₹7,534.54 crore, with a debt-equity ratio of 2.40 and total debts to total assets at 68.99%. The gross non-performing assets (NPA) ratio was 1.09%, with a net NPA of 0.71% and a provision coverage ratio of 35.68%. The capital adequacy ratio (CRAR) was 42.49%, and the liquidity coverage ratio stood at 267.02%.
AUM increased by 20% year-on-year to ₹30,571 crore as of March 31, 2026, compared to ₹25,531 crore on March 31, 2025. Disbursements for the quarter totaled ₹3,087 crore, marking a 20% year-on-year growth. The total number of loan accounts as of March 31, 2026, exceeded 336,000. The return on assets (ROA) was 4.4%, and the return on equity (ROE) stood at 15.9% for FY26.
