NEW DELHI: Aadhar Housing Finance has announced a net consolidated profit increase of 17.49% for the quarter ending December 31, 2025, reaching ₹281.21 crore, compared to ₹239.34 crore in the same quarter last year, as per a BSE filing.
The company’s net consolidated total income for Q3 FY26 was ₹943.77 crore, reflecting an 18.32% rise from ₹797.64 crore in the equivalent quarter of the previous fiscal year.
Rishi Anand, MD & CEO, noted, “As of December 31, 2025, our Assets Under Management (AUM) reached ₹28,790 crore, marking a 20% year-on-year growth. The current economic environment provides a strong boost for the low-income housing sector, alongside the advantages of the GST 2.0 framework, which lowers construction costs for developers — positioning the housing market favorably as we enter 2026.”
During Q3 FY26, the parent company issued 703,580 equity shares of ₹10 each as part of its employee stock options plan.
For the nine months ending December 31, 2025, the AUM was ₹28,789.96 crore, with disbursements amounting to ₹6,469.08 crore. The average borrowing cost was 8.01%, with a loan spread of 5.84%. The cost-to-income ratio was 35.40%, gross non-performing assets (NPA) to AUM was 1.38%, and net NPA to AUM was 1.01%. The net worth stood at ₹7,185.24 crore.
Return on assets (ROA) was 4.4% for the first nine months of FY26, up from 4.3% in FY25. Return on equity (ROE) was 15.6% in 9M FY26, down from 16.8% in 9M FY25.
